Liability Insurance Intro
Commercial General Liability insurance is a major budget item for farmers and markets. But it is something that everyone needs to protect their farm, the market and its sponsors in case of a lawsuit. The Farmers Market Federation of NY has contracted with insurance companies to provide access to affordable insurance to all members. The program is available to both farmers markets and the farmers and vendors participating in farmers markets.
For the 2014-2015 year, the Federation will be using Campbell Risk Management as our Federation-sponsored and farmers market vendor policy.
The application form for this insurance is here: Apply Online.
Here is some information about the policy:
Campbell Risk Management currently provides the Federation’s market insurance and their vendor insurance program offers several advantages:
For all of these benefits, there will be only a slight increase in cost with the new policy. The basic policy will be a flat rate of $325 (plus $25 for your Federation membership) which covers vendors grossing up to $12,000 in annual sales. This includes as many markets needed and any additional insured certificates at no extra charge. The premium increases slightly for those with more sales, maxing out at $425 which will cover up to $825,000 in sales at unlimited markets.
For any questions regarding the policy itself, please do not contact the Federation - you can reach our agent at Campbell Risk Management, Larry Spilker directly at 1-800-730-7475 ext 203. For questions about membership, contact Galena at the Fedeation office (315-637-4690).